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Affordability
Amortisation
Consolidation
Early pay-off
Refinance
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Refinance Home Saving Calculator
Principal balance
Years remaining to pay-off principal balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
Years
Monthly mortgage payment
Current interest rate
4
4.125
4.25
4.375
4.5
4.625
4.75
4.875
5
5.125
5.25
5.375
5.5
5.625
5.75
5.875
6
6.125
6.25
6.375
6.5
6.625
6.75
6.875
7
7.125
7.25
7.375
7.5
7.625
7.75
7.875
8
8.125
8.25
8.375
8.5
8.625
8.75
8.875
9
9.125
9.25
9.375
9.5
9.625
9.75
9.875
10
10.125
10.25
10.375
10.5
10.625
10.75
10.875
11
11.125
11.25
11.375
11.5
11.625
11.75
11.875
12
%
Desired new interest rate
4
4.125
4.25
4.375
4.5
4.625
4.75
4.875
5
5.125
5.25
5.375
5.5
5.625
5.75
5.875
6
6.125
6.25
6.375
6.5
6.625
6.75
6.875
7
7.125
7.25
7.375
7.5
7.625
7.75
7.875
8
8.125
8.25
8.375
8.5
8.625
8.75
8.875
9
9.125
9.25
9.375
9.5
9.625
9.75
9.875
10
10.125
10.25
10.375
10.5
10.625
10.75
10.875
11
11.125
11.25
11.375
11.5
11.625
11.75
11.875
12
%
Number of years you will be refinancing
5
10
15
20
25
30
Years
Closing costs required for refinancing
New monthly payment
Monthly Savings
Number of months to recoup on closing costs
Interest for current monthly payment plan
Interest for refinanced monthly payment plan
Interest you will save if you refinance
Net Refinancing Savings
