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Affordability
Amortisation
Consolidation
Early pay-off
Refinance
Enter Data Here
Monthly Income
Monthly Debts
Down Payment
3
5
10
20
%
Funds available for home purchase
Taxes and Insurance
Annual Property Tax
0.50
0.55
0.60
0.65
0.70
0.75
0.80
0.85
0.90
0.95
1.00
1.05
1.10
1.15
1.20
1.25
1.30
1.35
1.40
1.45
1.50
%
Annual Hazard Insurance
0.20
0.25
0.30
0.35
0.40
0.45
0.50
%
Loan Conditions
Annual Interest Rate
2.000
2.125
2.250
2.375
2.500
2.625
2.750
2.875
3.000
3.125
3.250
3.375
3.500
3.625
3.750
3.875
4.000
4.125
4.250
4.375
4.500
4.625
4.750
4.875
5.000
5.125
5.250
5.375
5.500
5.625
5.750
5.875
6.000
6.125
6.250
6.375
6.500
6.625
6.750
6.875
7.000
7.125
7.250
7.375
7.500
7.625
7.750
7.875
8.000
8.125
8.250
8.375
8.500
8.625
8.750
8.875
9.000
9.125
9.250
9.375
9.500
9.625
9.750
9.875
10.000
10.125
10.250
10.375
10.500
10.625
10.750
10.875
11.000
11.125
11.250
11.375
11.500
11.625
11.750
11.875
12.000
%
Loan Term
10
15
20
30
40
years
Your Estimated Results
Description
Conservative Estimate
Agrressive Estimate
Maximum Mortgage Amount
Down Payment
Property Sales Price
Closing Costs
Down Payment & Closing Costs
Funds Surplus / Shortage (-)
Monthly Loan Payment
Monthly Property Tax
Monthly Hazard Insurance
Monthly PMI Insurance
Monthly Housing Expense